Discussing death is often difficult. A death in the family can create uncertainty for survivors which may be alleviated by discussion and pre-planning. Funeral arrangements, including traditional funerals and cremation services should be discussed openly and frankly, whenever possible. Pre-planning and pre-financing a funeral or cremation service is a method many people choose to assist their survivors after death occurs. Careful counseling with an experienced funeral director can help you avoid unwise planning and will provide peace of mind for all involved. We recommend consulting those survivors who will be most affected by the death. Allow them the opportunity to be active participants in the decision making process, when appropriate.
Part of funeral or cremation pre-planning is pre-funding. Funds paid in advance of Funeral Services provided are held in Funeral Trust Accounts at a federally insured banking institution. These accounts are interest bearing, with accumulated interest used to offset any increases in funeral expenses. These funds are placed in either revocable or irrevocable trust accounts based upon the Medical status of the individual.
Unlike many other funeral homes, our belief when it comes to pre-funding services is that families should not be responsible for yearly price increases that exceed the interest earned in the trust account. For this reason, Lansing Funeral Home price guarantees all fully funded pre-arrangements. This means that we will provide all services and merchandise agreed upon using only funds available in an individual's trust account. We are also able to set aside money for outside expenses, or cash advances, in the trust account. This includes items such as cemetery or crematory expenses, death certificates, and obituaries. While we cannot guarantee the prices of these items since they are not controlled by the funeral home, all money set aside for these expenses plus interest goes to offset the cash advances, and usually covers them in full.
No cost pre-arrangement conferences are available either in our office or in the privacy of your home. We are available at your convenience to discuss your wishes and provide further information. There is no obligation to pre-fund the pre-arrangements. Call 607-533-8600 to set up an appointment.